New York State Mortgage Tax Rates
New York Mortgage Tax Rates by County:
| Counties with Mortgage Tax of $.75 per $100 of Mortgage: |
| Chemung, Chenango, Cortland, Greene, Hamilton, Jefferson, Madison, Montgomery, Ontario, Otsego, St. Lawrence, Tioga, Tompkins, Ulster |
| Counties with Mortgage Tax of $1.00 per $100 of Mortgage: |
| Allegany, Broome, Cayuga, Cattaraugus, Clinton, Delaware, Erie, Franklin, Fulton, Herkimer , Lewis, Livingston, Monroe, Niagara, Oneida, Onondaga, Orleans, Oswego, Saratoga, Schoharie, Schuyler, Seneca, Sullivan, Warren, Washington, Yates |
| Counties with Mortgage Tax of $1.05 per $100 of Mortgage: |
| Dutchess, Nassau, Orange, Putnam, Suffolk |
| Counties with Mortgage Tax of $1.25 per $100 of Mortgage: |
| Albany, Chautauqua, Columbia, Essex, Genesee, Rensselaer, Schenectady, Steuben, Wayne, Wyoming, |
| Counties with Mortgage Tax of $1.30 per $100 of Mortgage: |
| Rockland, Westchester |
| Cities or New York City Counties with additional Mortgage Taxes: |
|
Yonkers -- $1.80 per $100 New York, Bronx, Kings, Queens, Richmond -- $2.05 per $100 for any mortgage securing less than $500,000; $2.175 per $100 for 1, 2 or 3 family houses and individual residential condo units securing $500,000 or more, and $2.80 per $100 for all other mortgages securing $500,000 or more. |